What is Koho?

No asterisks or small print here. We’re an integrated app and loadable card that help you save and spend smarter. By using the app you can watch where your money goes in real time and spend without guessing. Within 3 weeks, the average Koho user reduces their spend by 15% and saves nearly $500. Check out our video on what …

How to Load Your Koho 💳

Let Steph, our beloved User Success Agent, get you up to speed on how to load your card: Add load@koho.ca as a payee from your existing bank account, and send a transfer to have loaded onto your Koho card. Use ‘Koho Load Code’ as the security question, and type in your secret code as the password. This secret code lives …

Top 5 Things You’ll Need to Know While Travelling with Koho ✈️

The holidays are just around the corner, and Koho’s got you covered for your upcoming holiday travel plans. Gone are the days of coming back to a massive credit card bill and wondering what you spent your money on while travelling within Canada or internationally. Learn more from our User Success Manager, Jaclyn in our latest video: Here are the …

How to Automate Your Savings in Koho 💸

When it comes to saving up for that new bike, or even a trip to Japan, Koho’s got your back with our automated Goals feature. Since launching across Canada, we’ve seen over 30% of our users who created a goal complete their goal within 23 days and the (average goal amount saved was $550)! Setting up a goal isn’t just …

How Does Koho Stack Up? 👊

Koho customers have been reducing their monthly spending by an average of 15% and saving over $500 within a few weeks. Creating an account with Koho takes less than 5 minutes. Koho doesn’t require a credit check, so opening up a new Koho account will not affect your credit score. Once you send in your initial e-Transfer to fund your …

Get the most out of Koho

Welcome to Koho, we’re so glad you’re here! We think your finances should be free(ing), not confusing or frustrating or depressing. Congrats on taking the first step towards financial freedom! We’ve put together these tips so you get as much out of Koho as quickly as possible.

🚀 Launch Day

It never made sense to us that in a country where banks make $140B in revenue and almost $40B in profit, we are still charged some of the highest bank fees in the world for old, outdated technology. We started Koho because we believe Canadians deserve a better, simpler way to manage their financial lives. Today, we get to share …

How to Automate Your Financial Life

Financial planning requires work and discipline, but that doesn’t mean you need to spend all your time tracking your finances. If you make smart use of automation, you can save time, money and the mental energy needed to make decisions. Here are four aspects of your financial life that you can automate right now. 1. Saving Saving money is a …

Getting Started With Koho

This is the Koho Quick Start Guide for Beta users. If you haven’t received your invite yet, you should soon (sending out about 1,000 a week!).  Once you start using Koho, you’ll probably notice a few things that are missing (*Cough* Chip & PIN & Bill Pay *Cough*), and a few things you haven’t seen before. For what’s missing, we’re working hard …

📢 New Feature Release: Categories

Have you ever wondered how much money you spend on coffee in a month, or how much you spent on Uber last year? Or what your average Car2Go ride costs? A smart, simple (and accurate) categorization system has been one of our most requested features to date, which is why we’re super excited to introduce Categories and Merchant Details with Koho …