What is Koho?


No asterisks or small print here. We’re an integrated app and loadable card that help you save and spend smarter. By using the app you can watch where your money goes in real time and spend without guessing. Within 3 weeks, the average Koho user reduces their spend by 15% and saves nearly $500.

Check out our video on what Koho is all about, starring our very own User Success Manager, Jaclyn, and our Product Manager, Lauren:

The Breakdown:

1. Your Koho Account

Koho is free to join. It takes less than 5 minutes to sign up for after downloading it from the App Store or Google Play. All you need is a Canadian bank account to send your first $20 e-Transfer from.

2. The Koho Visa Card

The Koho Visa Card is a pre-paid Visa card that you can use wherever Visa is accepted — worldwide. Use it for your daily coffee, online purchases, and whatever spending you want to track more closely. No fees, just freedom.

3. The Mobile App

Sign up by getting the Koho app for iOS or Android. Your Koho Visa Card will come within 10 days, and then you can start tracking your spending and saving. You’ll get real-time insights on all your transactions and can use the app to send free e-Transfers, pay for bills, and set savings goals.


We happen to have the goddamn sweetest User Support team in all of finance, so feel free to reach out via our in-app chat or by e-mail at support@koho.ca.

Thousands of Canadians have joined Koho. Be the next!